# Anydollar.  Anytime.  Anywhere.

Open **USD** **accounts and wallets** for your customers around the world, in seconds, with a single prompt.

## Send, receive and hold any form of USD

One platform for cross-border money movement and the multi-currency accounts that hold it. Stablecoins and fiat, on the same API.

### accounts

Hold USD value anywhere, fiat or on-chain.

Opened named accounts and crypto wallets for your company or your customers.

### fiat

Virtual accounts

Named USD accounts and virtual IBANs through licensed banking partners.

### on-chain

Crypto wallets

Hold any stablecoin across multiple chains with multiple custody options.

### payments

Move money in or out,

on any rail.

Programmatic global payouts and pay-ins, settled in fiat or stablecoins. One API across multiple fiat rails and blockchains.

#### send

Global payouts

Competitive, tiered pricing based on volume.

#### receive

Pay-ins and collections

Connected to a wide network of local payment rails.

## Built on the most robust banking network

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[04\
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**Multi-bank execution** \
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8 banking partners in the US routed for uptime, cost, and compliance. No single point of failure.](/content/es#/index.html)

## Built on the most robust BankingNetwork

[01\
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**End-customer onboarding** \
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T+0 — USD account provisioned near-instantly via API call. No manual review for standard KYC.](/content/es/send/index.html)

[02\
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**API integration** \
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Embed USD accounts, payments, wallets and FX into your product in days. Full sandbox access.](/content/es/manage/index.html)

[03\
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**Compliance routing** \
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Conduit handles KYB/AML, transaction monitoring, and regulatory compliance by default.](/content/es/send/index.html)

[04\
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**Multi-bank execution** \
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8 banking partners in the US routed for uptime, cost, and compliance. No single point of failure.](/content/es/send/index.html)

## USD orchestration for developers and agents

Add USD payments and accounts to your platform with just a few lines of code. The Conduit API is built for agents and AI-first developers who build at scale.

[Read the docs](/content/es#/index.html)

## End-to-End Infrastructure For MoneyMovement

[Feature\
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**Pay-ins** \
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Receive named pay-ins to addressable bank accounts, IBANs and wallets .\
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[Feature\
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02\
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**Virtual Accounts** \
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Hold USD, EUR & GBP in named virtual accounts, as well as multiple stablecoins in secure wallets.\
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[Feature\
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**Pay-outs** \
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Send named payments via SWIFT, SEPA and many near-instant local rails around the world.\
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## Two products. One unrivaled network.

Whether you're a fintech innovator or an enterprise treasury team, Conduit is designed to help you succeed. Choose the solution that best fits your business:

### Global USD

API

For B2B2B fintechs embedding USD accounts and payment rails into their platform.

### No-Code Treasury Dashboard

For payments ops and finance teams managing company treasury transactions.

## One integration. Every rail you need.

usa

#### Fedwire

0-4 hours

global

#### SWIFT

0-8 hours

brazil

#### PIX

instant

eurozone

#### SEPA Instant

instant

usa

#### FedNow

instant

brazil

#### TED

1 hour

usa

#### RTP

instant

uk

#### RTGS

t+0

mexico

#### SPEI

instant

stablecoin

#### USDC

instant

stablecoin

#### USDT

instant

stablecoin

#### USDH

instant

## Built for your business model

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developers & platforms

#### Embed financial services without becoming an FI

Launch branded USD accounts for your end users

fintechs & psps

#### Unparalleled access to USD for emerging markets

banks

##### Your modern correspondent banking alternative

## Onboard customers from 100+ countries

Conduit enables USD accounts and payments for businesses around the world - including historically hard to bank regions.

## Expert guides from our experienced team

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**Guide to the Sponsored Bank Model** \
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This guide provides a high-level overview of the Sponsored Bank Model, a system for money movement regulation in the US.](/content/es/guides/guide-to-the-sponsored-bank-model/index.html)

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**Entendiendo el sistema de pagos SWIFT** \
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Esta guía ofrece una visión general de alto nivel de SWIFT, el sistema que gestiona la mayor parte de las transferencias internacionales de dinero y valores.](/content/es/guides/understanding-the-swift-payment-system/index.html)

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**Comprender el sistema de pago ACH** \
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Esta guía proporciona una descripción general de alto nivel de ACH, el sistema que impulsa los pagos nacionales en los Estados Unidos.](/content/es/guides/understanding-the-ach-payment-system/index.html)

#### Welcome to the new money movement.