Anydollar. Anytime. Anywhere.

Open USD accounts and wallets for your customers around the world, in seconds, with a single prompt.

Our clients

Send, receive and hold any form of USD

One platform for cross-border money movement and the multi-currency accounts that hold it. Stablecoins and fiat, on the same API.

accounts

Hold USD value anywhere, fiat or on-chain. Opened named accounts and crypto wallets for your company or your customers.

fiat

Virtual accounts

Named USD accounts and virtual IBANs through licensed banking partners.

on-chain

Crypto wallets

Hold any stablecoin across multiple chains with multiple custody options.

payments

Move money in or out, on any rail.

Programmatic global payouts and pay-ins, settled in fiat or stablecoins. One API across multiple fiat rails and blockchains.

send

Global payouts

Competitive, tiered pricing based on volume.

receive

Pay-ins and collections

Connected to a wide network of local payment rails.

Built on the most robust banking network

Lorem ipsum

Multi-bank execution

8 banking partners in the US routed for uptime, cost, and compliance. No single point of failure.

Built on the most robust Banking Network

End-customer onboarding

T+0 — USD account provisioned near-instantly via API call. No manual review for standard KYC.

API integration

Embed USD accounts, payments, wallets and FX into your product in days. Full sandbox access.

Compliance routing

Conduit handles KYB/AML, transaction monitoring, and regulatory compliance by default.

Multi-bank execution

8 banking partners in the US routed for uptime, cost, and compliance. No single point of failure.

USD orchestration for developers and agents

Add USD payments and accounts to your platform with just a few lines of code. The Conduit API is built for agents and AI-first developers who build at scale.

End-to-End Infrastructure For Money Movement

Pay-ins

Receive named pay-ins to addressable bank accounts, IBANs and wallets .

Virtual Accounts

Hold USD, EUR & GBP in named virtual accounts, as well as multiple stablecoins in secure wallets.

Pay-outs

Send named payments via SWIFT, SEPA and many near-instant local rails around the world.

Two products. One unrivaled network.

Whether you're a fintech innovator or an enterprise treasury team, Conduit is designed to help you succeed. Choose the solution that best fits your business:

Global USD API

For B2B2B fintechs embedding USD accounts and payment rails into their platform.

One API for fiat <> stablecoin orchestration and access to Fednow · Fedwire · SWIFT · SPEI · PIX · SEPA

Built for: Fintechs, payment service providers, and large enterprises.

No-Code Treasury Dashboard

For payments ops and finance teams managing company treasury transactions.

Use our intuitive web app for account management, manual operations, and fast international payments

Built for: Treasury teams, Finance departments, and quick deployments.

One integration. Every rail you need.

Fedwire

0-4 hours

SWIFT

0-8 hours

PIX

instant

SEPA Instant

instant

FedNow

instant

TED

1 hour

RTP

instant

RTGS

t+0

SPEI

instant

stablecoin

USDC

instant

USDT

instant

USDH

instant

Built for your business model

developers & platforms

Embed financial services without becoming an FI

Launch branded USD accounts for your end users

Accept payments and issue accounts via a single API call

Pay out to employees, contractors, or vendors in 100+ markets

fintechs & psps

Unparalleled access to USD for emerging markets

Issue named virtual USD accounts to your global customers near-instantly

Offer on/off ramps between fiat and stablecoins

Replace your single partner dependency with an 8-bank network

banks

Your modern correspondent banking alternative

Access FedNow, RTP, Fedwire, and SWIFT through a single integration

Deliver dedicated USD accounts to your clients

Leverage accounts, payments, FX, on/off ramps and much more

Onboard customers from 100+ countries

Conduit enables USD accounts and payments for businesses around the world - including historically hard to bank regions.

Expert guides from our experienced team

Guide to the Sponsored Bank Model
This guide provides a high-level overview of the Sponsored Bank Model, a system for money movement regulation in the US.

Understanding the SWIFT payment system
This guide provides a high-level overview of SWIFT, the system that powers most international money and security transfers.

Understanding the ACH payment system
This guide provides a high-level overview of ACH, the system that powers domestic payments in the United States.