Anydollar. Anytime. Anywhere.

Open USD accounts and wallets for your customers around the world, in seconds, with a single prompt.

Our clients

Send, receive and hold any form of USD

One platform for cross-border money movement and the multi-currency accounts that hold it. Stablecoins and fiat, on the same API.

Accounts

• Hold USD value anywhere, fiat or on-chain.
  • Opened named accounts and crypto wallets for your company or your customers.
• Virtual accounts
  • Named USD accounts and virtual IBANs through licensed banking partners.
• Crypto wallets
  • Hold any stablecoin across multiple chains with multiple custody options.

Payments

• Global payouts
  • Competitive, tiered pricing based on volume.
• Pay-ins and collections
  • Connected to a wide network of local payment rails.

Built on the most robust banking network

Multi-bank execution

8 banking partners in the US routed for uptime, cost, and compliance. No single point of failure.

USD orchestration for developers and agents

Add USD payments and accounts to your platform with just a few lines of code. The Conduit API is built for agents and AI-first developers who build at scale.

End-to-End Infrastructure For Money Movement

Features

1. Pay-ins

   • Receive named pay-ins to addressable bank accounts, IBANs and wallets.

2. Virtual Accounts

   • Hold USD, EUR & GBP in named virtual accounts, as well as multiple stablecoins in secure wallets.

3. Pay-outs

   • Send named payments via SWIFT, SEPA and many near-instant local rails around the world.

Two products. One unrivaled network.

Whether you're a fintech innovator or an enterprise treasury team, Conduit is designed to help you succeed. Choose the solution that best fits your business:

Global USD API

• For B2B2B fintechs embedding USD accounts and payment rails into their platform.

No-Code Treasury Dashboard

• For payments ops and finance teams managing company treasury transactions.

One integration. Every rail you need.

Supported Rails

• Fedwire: 0-4 hours
• SWIFT: 0-8 hours
• PIX: instant
• SEPA Instant: instant
• FedNow: instant
• TED: 1 hour
• RTP: instant
• Stablecoins: USDC, USDT, USDH - instant

Onboard customers from 100+ countries

Conduit enables USD accounts and payments for businesses around the world - including historically hard to bank regions.

Expert guides from our experienced team

1. Guide to the Sponsored Bank Model

   • This guide provides a high-level overview of the Sponsored Bank Model, a system for money movement regulation in the US.

2. Entendendo o sistema SWIFT e seu papel nos pagamentos

   • Este guia fornece uma visão geral de alto nível do sistema SWIFT, o sistema que alimenta a maioria das transferências internacionais de dinheiro e segurança.

3. Entendendo o sistema de pagamento ACH

   • Este guia fornece uma visão geral de alto nível do ACH, o sistema que alimenta os pagamentos domésticos nos Estados Unidos.

Welcome to the new money movement.