# Anydollar.  Anytime.  Anywhere.

Open **USD** **accounts and wallets** for your customers around the world, in seconds, with a single prompt.

## Our clients

## Send, receive and hold any form of USD

One platform for cross-border money movement and the multi-currency accounts that hold it. Stablecoins and fiat, on the same API.

### Accounts

- **Hold USD value anywhere, fiat or on-chain.**
  - Opened named accounts and crypto wallets for your company or your customers.
- **Virtual accounts**
  - Named USD accounts and virtual IBANs through licensed banking partners.
- **Crypto wallets**
  - Hold any stablecoin across multiple chains with multiple custody options.

### Payments

- **Global payouts**
  - Competitive, tiered pricing based on volume.
- **Pay-ins and collections**
  - Connected to a wide network of local payment rails.

## Built on the most robust banking network

**Multi-bank execution**

8 banking partners in the US routed for uptime, cost, and compliance. No single point of failure.

## USD orchestration for developers and agents

Add USD payments and accounts to your platform with just a few lines of code. The Conduit API is built for agents and AI-first developers who build at scale.

## End-to-End Infrastructure For Money Movement

### Features

1. **Pay-ins** 
   - Receive named pay-ins to addressable bank accounts, IBANs and wallets.
   -

2. **Virtual Accounts**
   - Hold USD, EUR & GBP in named virtual accounts, as well as multiple stablecoins in secure wallets.
   -

3. **Pay-outs**
   - Send named payments via SWIFT, SEPA and many near-instant local rails around the world.
   -

## Two products. One unrivaled network.

Whether you're a fintech innovator or an enterprise treasury team, Conduit is designed to help you succeed. Choose the solution that best fits your business:

### Global USD API
- For B2B2B fintechs embedding USD accounts and payment rails into their platform.

### No-Code Treasury Dashboard
- For payments ops and finance teams managing company treasury transactions.

## One integration. Every rail you need.

#### Supported Rails

- **Fedwire**: 0-4 hours
- **SWIFT**: 0-8 hours
- **PIX**: instant
- **SEPA Instant**: instant
- **FedNow**: instant
- **TED**: 1 hour
- **RTP**: instant
- **Stablecoins**: USDC, USDT, USDH - instant

## Onboard customers from 100+ countries

Conduit enables USD accounts and payments for businesses around the world - including historically hard to bank regions.

## Expert guides from our experienced team

1. **[Guide to the Sponsored Bank Model](/content/pt/guides/guide-to-the-sponsored-bank-model/index.html)** 
   - This guide provides a high-level overview of the Sponsored Bank Model, a system for money movement regulation in the US.

2. **[Entendendo o sistema SWIFT e seu papel nos pagamentos](/content/pt/guides/understanding-the-swift-payment-system/index.html)** 
   - Este guia fornece uma visão geral de alto nível do sistema SWIFT, o sistema que alimenta a maioria das transferências internacionais de dinheiro e segurança.

3. **[Entendendo o sistema de pagamento ACH](/content/pt/guides/understanding-the-ach-payment-system/index.html)** 
   - Este guia fornece uma visão geral de alto nível do ACH, o sistema que alimenta os pagamentos domésticos nos Estados Unidos.

#### Welcome to the new money movement.