Conduit | Anydollar. Anytime. Anywhere.
Anydollar. Anytime. Anywhere.
Open USD accounts and wallets for your customers around the world, in seconds, with a single prompt.
Our clients
Send, receive and hold any form of USD
One platform for cross-border money movement and the multi-currency accounts that hold it. Stablecoins and fiat, on the same API.
accounts
Hold USD value anywhere, fiat or on-chain.
Opened named accounts and crypto wallets for your company or your customers.
fiat
Virtual accounts
Named USD accounts and virtual IBANs through licensed banking partners.
on-chain
Crypto wallets
Hold any stablecoin across multiple chains with multiple custody options.
payments
Move money in or out,
on any rail.
Programmatic global payouts and pay-ins, settled in fiat or stablecoins. One API across multiple fiat rails and blockchains.
send
Global payouts
Competitive, tiered pricing based on volume.
receive
Pay-ins and collections
Connected to a wide network of local payment rails.
Built on the most robust banking network
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Built on the most robust Banking Network
USD orchestration for developers and agents
Add USD payments and accounts to your platform with just a few lines of code. The Conduit API is built for agents and AI-first developers who build at scale.
End-to-End Infrastructure For Money Movement
[Feature\ \ 01\ \ Pay-ins \ \ Receive named pay-ins to addressable bank accounts, IBANs and wallets .\ \
[Feature\ \ 02\ \ Virtual Accounts \ \ Hold USD, EUR & GBP in named virtual accounts, as well as multiple stablecoins in secure wallets.\ \
[Feature\ \ 03\ \ Pay-outs \ \ Send named payments via SWIFT, SEPA and many near-instant local rails around the world.\ \
Two products. One unrivaled network.
Whether you're a fintech innovator or an enterprise treasury team, Conduit is designed to help you succeed. Choose the solution that best fits your business:
Global USD
API
For B2B2B fintechs embedding USD accounts and payment rails into their platform.
One API for fiat <> stablecoin orchestration and access to Fednow · Fedwire · SWIFT · SPEI · PIX · SEPA
Built for: Fintechs, payment service providers, and large enterprises.
No-Code Treasury Dashboard
For payments ops and finance teams managing company treasury transactions.
Use our intuitive web app for account management, manual operations, and fast international payments
Built for: Treasury teams, Finance departments, and quick deployments.
One integration. Every rail you need.
usa
Fedwire
0-4 hours
global
SWIFT
0-8 hours
brazil
PIX
instant
eurozone
SEPA Instant
instant
usa
FedNow
instant
brazil
TED
1 hour
usa
RTP
instant
uk
RTGS
t+0
mexico
SPEI
instant
stablecoin
USDC
instant
stablecoin
USDT
instant
stablecoin
USDH
instant
Built for your business model
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developers & platforms
Embed financial services without becoming an FI
Launch branded USD accounts for your end users
Accept payments and issue accounts via a single API call
Pay out to employees, contractors, or vendors in 100+ markets
fintechs & psps
Unparalleled access to USD for emerging markets
Issue named virtual USD accounts to your global customers near-instantly
Offer on/off ramps between fiat and stablecoins
Replace your single partner dependency with an 8-bank network
banks
Your modern correspondent banking alternative
Access FedNow, RTP, Fedwire, and SWIFT through a single integration
Deliver dedicated USD accounts to your clients
Leverage accounts, payments, FX, on/off ramps and much more
Onboard customers from 100+ countries
Conduit enables USD accounts and payments for businesses around the world - including historically hard to bank regions.
Expert guides from our experienced team
\ \ Guide to the Sponsored Bank Model \ \ This guide provides a high-level overview of the Sponsored Bank Model, a system for money movement regulation in the US.](/content/guides/guide-to-the-sponsored-bank-model/index.html)
\ \ Understanding the SWIFT payment system \ \ This guide provides a high-level overview of SWIFT, the system that powers most international money and security transfers.](/content/guides/understanding-the-swift-payment-system/index.html)
\ \ Understanding the ACH payment system \ \ This guide provides a high-level overview of ACH, the system that powers domestic payments in the United States.](/content/guides/understanding-the-ach-payment-system/index.html)