Banking Holidays 2025

At Conduit, we’re committed to ensuring your cross-border payments are timely and seamless. However, it's important to note that banking holidays in each country can affect processing times, settlements, and the availability of local payment rails.

To help you plan ahead and avoid delays, we've compiled a list of the key banking holidays for 2025 in the countries where many of our clients operate. On these days, banking systems may be closed or operating with limited functionality, which can impact both incoming and outgoing transactions.

Colombia – Banking Holidays 2025

• January 6 – Epiphany
• March 24 – St. Joseph’s Day
• April 17–18 – Holy Thursday & Good Friday
• May 1 – Labour Day
• June 2 – Ascension Day
• June 23 – Corpus Christi
• June 30 – Feast of St. Peter and St. Paul / Sacred Heart
• July 20 – Independence Day
• August 7 – Battle of Boyacá
• August 18 – Assumption of the Virgin Mary
• October 13 – Columbus Day
• November 3 – All Saints’ Day
• November 17 – Independence of Cartagena
• December 8 – Immaculate Conception
• December 25 – Christmas Day

Mexico – Banking Holidays 2025

• January 1 – New Year’s Day
• February 3 – Constitution Day
• March 17 – Benito Juárez’s Birthday
• April 17–18 – Holy Thursday & Good Friday
• May 1 – Labour Day
• September 16 – Independence Day
• November 2 – Day of the Dead
• November 17 – Revolution Day
• December 12 – Day of the Virgin of Guadalupe
• December 25 – Christmas Day

United States – Banking Holidays 2025

• January 1 – New Year’s Day
• January 20 – Martin Luther King Jr. Day
• February 17 – Presidents’ Day
• May 26 – Memorial Day
• June 19 – Juneteenth National Independence Day
• July 4 – Independence Day
• September 1 – Labor Day
• October 13 – Columbus Day
• November 11 – Veterans Day
• November 27 – Thanksgiving Day
• December 25 – Christmas Day

Brazil – Banking Holidays 2025

• January 1 – New Year’s Day
• March 3–4 – Carnival
• April 18 – Good Friday
• April 21 – Tiradentes Day
• May 1 – Labour Day
• June 19 – Corpus Christi
• September 7 – Independence Day
• October 12 – Our Lady of Aparecida
• November 2 – All Souls’ Day
• November 15 – Republic Day
• November 20 – Black Consciousness Day
• December 25 – Christmas

Kenya – Banking Holidays 2025

• January 1 – New Year’s Day
• April 18 – Good Friday
• April 21 – Easter Monday
• May 1 – Labour Day
• June 1 – Madaraka Day
• October 10 – Huduma Day
• December 12 – Jamhuri Day
• December 25 – Christmas Day
• December 26 – Boxing Day

Nigeria – Banking Holidays 2025

• January 1 – New Year’s Day
• April 18 – Good Friday
• April 21 – Easter Monday
• May 1 – Workers’ Day
• June 12 – Democracy Day
• October 1 – Independence Day
• December 25 – Christmas Day
• December 26 – Boxing Day

What You Should Do

• Plan payments around these dates to avoid delays in processing or settlement.
• If you’re scheduling large or urgent transactions, ensure they’re submitted in advance of any local banking holidays.

Frequently Asked Questions

What does the status of my payment mean?

In Compliance Review: Your payment is under compliance review.

Processing Settlement: Your payment is being prepared for settlement.

Completed: Your payment has been successfully sent.

Rejected: Your payment could not be processed.

If a payment remains in the same status for an extended period, please contact the Payment Ops team for assistance.

What are the minimum and maximum payment amounts I can send?

• Minimum amount: $10,000 USD per transaction. A fixed fee of $35 USD will apply for transactions below this amount.
• Maximum amount: There is no set maximum, but transactions can be quoted up to $1,500,000 USD. For larger amounts, you can either split the transaction or contact our operations team for assistance.

What type of supporting documentation do I need in order to send a payment?

To process a payment, you may need to provide one of the following:

• Invoice
• Agreement/Contract
• Purchase Order

Each document should include: Description of Goods/Services – Clearly outline the items, quantities, and prices.

Parties Involved – Names, addresses, and contact details of both buyer and seller.

Payment Terms – Payment amounts, due dates, and accepted methods.

Signatures – Required for agreements/contracts to formalize the transaction.

Business Justification – If the purpose is unclear, a signed statement explaining the transaction may be required.

What is the minimum/maximum amount I can send with Conduit?

The minimum amount required per transaction is 10,000 USD. If you send less than this, a $35 USD fixed fee will apply.

As for maximums, there are no absolute limits, but the web app has quote limits depending on the target currency:

• Stablecoins: No limit.
• USD: Maximum quote limit is $1.50M per transaction.
• BRL: Maximum quote limit is 15M per transaction.
• MXN: Maximum quote limit is 10M per transaction.
• EUR: Maximum quote limit is 1.50M per transaction.